Newsletter
Ticket Sales
Locations
Our History
Member Application ONLINE Loan App
PRINTABLE Loan App
(PDF)
Contact Us


The annual percentage rate and term you receive will be determined
by your individual credit worthiness. The interest rates below are shown as applicable to your credit score. |
|||||
|---|---|---|---|---|---|
| Rates (%) by Credit Score | |||||
| Term (Months) | 750 & Above | 749-675 | 674-600 |
599 & Under | Loan Amount Guidelines |
| 2005-2009 New and Used Auto/Boat/RV/Motorcycles | |||||
12 - 36 |
5.00 |
6.25 |
10.50 |
16.25 |
90%-75% of retail price |
37 - 48 |
5.25 |
6.50 |
10.75 |
16.25 |
90%-75% of retail price |
49 - 60 |
5.50 |
6.75 |
11.00 |
16.25 |
90%-75% of retail price |
61 - 72 |
6.50 |
7.00 |
11.25 |
16.25 |
90%-75% of retail price |
73-84 |
6.75 |
7.25 |
Minimum Loan of $25,000 |
||
| 2005-2009 NEW Boat or RV ONLY | $25,000 minimum | |||||
73 - 84 |
7.75
|
10.00
|
14.25 |
18.00 |
90%-75% of retail price
|
85 - 96 |
8.00
|
10.25
|
15.25 |
18.00 |
90%-75% of retail price
|
120-144 |
8.50 |
10.50 |
16.25 |
18.00 |
90%-75% of retail price |
| 2000 - 2004 Used Auto/Boat/RV/Motorcycle | |||||
12 - 36 |
6.50 |
7.25 |
10.75 |
18.00 |
90%-75% of retail price |
37 - 48 |
6.75 |
7.50 |
11.00 |
18.00 |
90%-75% of retail price |
49 -60 |
7.00 |
8.00 |
11.25 |
18.00 |
90%-75% of retail price |
| Signature Loan | $7,500 maximum | |||||
12 |
7.90 |
10.50 |
15.25 |
19.00 |
|
24 |
8.90 |
11.50 |
16.25 |
19.00 |
|
36 |
9.90 |
12.50 |
17.25 |
19.00 |
|
48 |
10.90 |
13.50 |
18.25 |
19.00 |
|
| Checking Overdraft Line of Credit | $1,000 max loan | $50 min advance | |||||
Open Term |
12.00 |
14.00 |
18.00 |
19.00 |
|
| Line of Credit Loan | $10,000 maximum loan | $50.00 minimum advance | |||||
Open Term |
8.00 |
10.75 |
16.25 |
19.00 |
|
Line of Credit and Overdraft
LOC Payment Table |
|
||||
Balance After Last Advance $ |
Minimum Monthly Payment $ |
||||
| 50—500 | 20.00 | ||||
| 501—1,000 | 40.00 | ||||
| 1,001—1,500 | 60.00 | ||||
| 1,501—2,000 | 80.00 | ||||
| 2,001—2,500 | 100.00 | ||||
| 2,501—3,000 | 120.00 | ||||
| 3,001—5,000 | 175.00 | ||||
| 5,001—7,500 | 250.00 | ||||
| 7,501—10,000 | 350.00 | ||||
Rates effective January 1, 2009 . Rates valid only for new purchases or dealer refinancing. Rates subject to change without notice.
.25% OFF on all loan rates with Direct Deposit.
![]() |
| ONLINE Calculators |
Home Equity Loan Line of Credit |
Share Secured Loan Open Term | 2.90% |
Money Market/ Open Term | 4.00% |